Don’t Assume Your Tax Bracket Will Be Lower In Retirement
If you assume you’ll be in a lower tax bracket when you retire from federal service you’re really dropping the ball. Especially if the...
Do You Really Need $1-Million For Retirement?
When it comes to determining how much savings you’ll need for a financially-secure retirement, everyone seems to have a different...
Why Your Income Taxes May Be Higher In Retirement
Fifty years ago, retirement planning was fairly straightforward and the majority of retirees ended up in a lower income tax bracket than...
4 More Federal Retirement Myths That May Lead You Astray
When conversations during office coffee breaks turn to talking about retirement, there are a number of myths that federal employees continue to circulate amongst themselves. A previous article, Federal Retirement Myths That May Lead You Astray, highlighted four of these misconceptions. Here are four more that may derail your retirement...
Is It Time To Reconsider Investing In The Roth TSP?
If you decided against contributing to the Roth TSP because you believe you’ll be in a lower tax bracket in retirement, you may want to reconsider. All three sources of your federal retirement income are subject to income taxes: your monthly FERS annuity (pension) and Social Security plus distributions from your traditional TSP. Add in...
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Differences Between The FERS Supplement & The FERS Bonus
Under FERS, you can retire with an immediate annuity at your Minimum Retirement Age (MRA) with 30 years of creditable service. Depending on...
Don’t Fall For These 4 Common Estate-Planning Myths
Thinking about your own death is not an enjoyable experience. That’s why it’s no surprise that nearly 70% of Americans do not have a...
How Much Does Uncle Sam Contribute To Your Retirement Benefits?
When it comes to retirement benefits, very few Americans working in the private sector are covered by a defined-benefit plan like your...
When You Get Your 2024 Tax Refund, Think About Your Retirement
At the beginning of your federal career, you likely considered your federal tax refund as extra money you could use to treat yourself and...
Tax-Planning Tips For Feds Planning To Retire Soon
If you’re only a few years away from your federal retirement, tax planning is more important than ever. Why? Because the Tax Cuts and...
3 Questions To Ask Yourself Before You Apply For Your FERS Retirement
Before you submit your FERS retirement application, there are a three crucial questions to consider. Without all the facts, you may make...
